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Are you looking for a home you can get $100,000 under asking price? Look no further! Discover an exceptional opportunity in the desirable Watercolors 55+ community, where comfort, convenience, and value come together. Situated on a desirable corner lot, this inviting home offers a spacious open floor plan enhanced by vaulted ceilings, creating a bright and welcoming atmosphere. The southwest-facing front courtyard is an ideal spot to enjoy afternoon sunshine and beautiful mountain views. Inside, the comfortable living area features a cozy fireplace, while the thoughtfully designed kitchen offers convenient pull-out drawers for added functionality. The primary suite provides a relaxing retreat with a generous walk-in closet, dual vanities, and a walk-in shower. Two additional guest bedrooms, a full guest bathroom, and indoor laundry complete the well-designed floor plan. Additional peace of mind comes with a newer heating and air conditioning system for year-round comfort. Residents of Watercolors enjoy low HOA fees along with access to a community pool, spa, and clubhouse/meeting room. Conveniently located near shopping, restaurants, parks, and healthcare services, this home offers an appealing combination of lifestyle and location. Watercolors is an income-restricted community. Buyer must occupy the property as a primary residence--no rentals, no cash purchases, and no investor buyers permitted. Financing must be secured through a lender familiar with the City of La Quinta Housing Authority program. This program includes a $103,000 silent second trust deed with the La Quinta Housing Authority (Buyer must be approved for $403k but you do not make payments on the silent second. So monthly payments are based on the $299k). Buyer must occupy the home as a primary residence--no rentals, no cash purchases, and no investors allowed. Buyers must meet income guidelines based on household size: 1 person 62,651 - 87,300: 2 people 71,601 - 99,750: 3 people 80,551 - 112,250: 4 people 89,501 - 124,700.

3 Beds ⋅ 2 Baths ⋅ 219155888 MLS

Are you looking for a home you can get $100,000 under asking price? Look no further! Discover an exceptional opportunity in the desirable Watercolors 55+ community, where comfort, convenience, and value come together. Situated on a desirable corner lot, this inviting home offers a spacious open floor plan enhanced by vaulted ceilings, creating a bright and welcoming atmosphere. The southwest-facing front courtyard is an ideal spot to enjoy afternoon sunshine and beautiful mountain views. Inside, the comfortable living area features a cozy fireplace, while the thoughtfully designed kitchen offers convenient pull-out drawers for added functionality. The primary suite provides a relaxing retreat with a generous walk-in closet, dual vanities, and a walk-in shower. Two additional guest bedrooms, a full guest bathroom, and indoor laundry complete the well-designed floor plan. Additional peace of mind comes with a newer heating and air conditioning system for year-round comfort. Residents of Watercolors enjoy low HOA fees along with access to a community pool, spa, and clubhouse/meeting room. Conveniently located near shopping, restaurants, parks, and healthcare services, this home offers an appealing combination of lifestyle and location. Watercolors is an income-restricted community. Buyer must occupy the property as a primary residence--no rentals, no cash purchases, and no investor buyers permitted. Financing must be secured through a lender familiar with the City of La Quinta Housing Authority program. This program includes a $103,000 silent second trust deed with the La Quinta Housing Authority (Buyer must be approved for $403k but you do not make payments on the silent second. So monthly payments are based on the $299k). Buyer must occupy the home as a primary residence--no rentals, no cash purchases, and no investors allowed. Buyers must meet income guidelines based on household size: 1 person 62,651 - 87,300: 2 people 71,601 - 99,750: 3 people 80,551 - 112,250: 4 people 89,501 - 124,700.

47788 Dancing Butterfly, La Quinta

$415,000

Turnkey furnished at asking price and ready to enjoy from day one, this inviting 3-bedroom, 2-bath home offers an exceptionally easy path to homeownership in Watercolors, a gated 55+ community in La Quinta. Thoughtfully arranged for comfortable everyday living, the bright and open interior features vaulted ceilings, a welcoming living room with fireplace, and an easy connection between the kitchen, dining, and main gathering spaces. Furnishings are included at asking price, creating a true move-in-ready opportunity without the added expense or inconvenience of furnishing a home after closing. The flexible three-bedroom floor plan provides space for overnight guests, a home office, hobbies, or whatever best fits your lifestyle. An attached two-car garage adds everyday convenience and additional storage, while the home's manageable footprint makes it equally appealing for full-time desert living or buyers looking to simplify into a lower-maintenance residence. Beyond the home, Watercolors offers a relaxed desert lifestyle with a gated entrance, community pool, spa, and clubhouse, all within convenient reach of La Quinta's shopping, dining, recreation, healthcare, and everyday amenities. Combining a desirable La Quinta location, community amenities, and the added value of being offered furnished at asking price, this is an opportunity to move in, settle down, and start enjoying the desert lifestyle right away. Watercolors is a moderate-income development under the La Quinta Housing Authority Watercolors Senior Housing Program. Buyer must qualify for an appropriate mortgage loan and meet the City's moderate-income qualification requirements. Buyer must provide a minimum 3% down payment from buyer's own funds, with a maximum down payment of 20% of the sales price. The property carries an existing $48,000 La Quinta Housing Authority silent second trust deed loan, which the qualified purchaser assumes for the remainder of its 45-year term ending February 2052. Property must be owner-occupied as the buyer's primary residence; no rentals or cash purchases permitted. 2026 combined gross household income requirements: 1 person: $68,901-$89,450; 2 people: $78,751-$102,250; 3 people: $88,601-$115,250; 4 people: $98,401-$127,800. Buyer eligibility and financing are subject to approval under La Quinta Housing Authority program requirements.

3 Beds ⋅ 2 Baths ⋅ 219154102 MLS

Turnkey furnished at asking price and ready to enjoy from day one, this inviting 3-bedroom, 2-bath home offers an exceptionally easy path to homeownership in Watercolors, a gated 55+ community in La Quinta. Thoughtfully arranged for comfortable everyday living, the bright and open interior features vaulted ceilings, a welcoming living room with fireplace, and an easy connection between the kitchen, dining, and main gathering spaces. Furnishings are included at asking price, creating a true move-in-ready opportunity without the added expense or inconvenience of furnishing a home after closing. The flexible three-bedroom floor plan provides space for overnight guests, a home office, hobbies, or whatever best fits your lifestyle. An attached two-car garage adds everyday convenience and additional storage, while the home's manageable footprint makes it equally appealing for full-time desert living or buyers looking to simplify into a lower-maintenance residence. Beyond the home, Watercolors offers a relaxed desert lifestyle with a gated entrance, community pool, spa, and clubhouse, all within convenient reach of La Quinta's shopping, dining, recreation, healthcare, and everyday amenities. Combining a desirable La Quinta location, community amenities, and the added value of being offered furnished at asking price, this is an opportunity to move in, settle down, and start enjoying the desert lifestyle right away. Watercolors is a moderate-income development under the La Quinta Housing Authority Watercolors Senior Housing Program. Buyer must qualify for an appropriate mortgage loan and meet the City's moderate-income qualification requirements. Buyer must provide a minimum 3% down payment from buyer's own funds, with a maximum down payment of 20% of the sales price. The property carries an existing $48,000 La Quinta Housing Authority silent second trust deed loan, which the qualified purchaser assumes for the remainder of its 45-year term ending February 2052. Property must be owner-occupied as the buyer's primary residence; no rentals or cash purchases permitted. 2026 combined gross household income requirements: 1 person: $68,901-$89,450; 2 people: $78,751-$102,250; 3 people: $88,601-$115,250; 4 people: $98,401-$127,800. Buyer eligibility and financing are subject to approval under La Quinta Housing Authority program requirements.

79268 Rose Dawn, La Quinta

$345,000

Watercolors La Quinta a 55+ community presents an exceptional Corner Lot home. This beautiful two bedroom two bath home is nestled in the highly sought after area of La Quinta and you will notice the great pride of ownership from the moment you step through the door. Tastefully maintained with very little use, this home is ready to move into. The community offers low maintenance living, community pool & spa and a clubhouse. An attractive feature of this property is its qualification as moderate income, offering a unique financing opportunity with a $48,000 second from The City of La Quinta. This property carries a $48,000 silent second with the La Quinta Housing Authority and you must meet the moderate-income requirements. Total purchase price including silent second is $345,000,000($297,000 + $48,000). Rentals and all cash purchases are not allowed. Income limits are as follows 1 person $68,901 to $89,450 2 people $78,751 to $102,250 3 people $88,601 to $115,000 4 people $98,401 to $127,800.

2 Beds ⋅ 2 Baths ⋅ 219151218 MLS

Watercolors La Quinta a 55+ community presents an exceptional Corner Lot home. This beautiful two bedroom two bath home is nestled in the highly sought after area of La Quinta and you will notice the great pride of ownership from the moment you step through the door. Tastefully maintained with very little use, this home is ready to move into. The community offers low maintenance living, community pool & spa and a clubhouse. An attractive feature of this property is its qualification as moderate income, offering a unique financing opportunity with a $48,000 second from The City of La Quinta. This property carries a $48,000 silent second with the La Quinta Housing Authority and you must meet the moderate-income requirements. Total purchase price including silent second is $345,000,000($297,000 + $48,000). Rentals and all cash purchases are not allowed. Income limits are as follows 1 person $68,901 to $89,450 2 people $78,751 to $102,250 3 people $88,601 to $115,000 4 people $98,401 to $127,800.

79355 Rose Dawn, La Quinta

$415,000

Welcome to 79335 Rose Dawn in the desirable Watercolors community! Nestled within the gated 55+ neighborhood in La Quinta, this beautiful 2-bedroom, 2-bathroom home features 1,231 square feet of pure comfort. An open-concept floor plan and dramatic high ceilings maximize natural light, creating an airy, peaceful environment. The property includes a private patio for outdoor relaxation and a convenient attached 2-car garage. Enjoy fantastic community amenities including a sparkling heated pool and spa. Plus, the $316 monthly HOA dues offer incredible value, covering both your high-speed internet and cable TV. Located just minutes from premier shopping, dining, world-class golf, scenic hiking trails, and top-tier hospitals. Schedule your private tour today to experience this desert gem in person!This Property Carries a $103,000 Silent Second with the La Quinta Housing Authority. The total price of the purchase is $415,000 ($312,000 + $103,000) However, BUYER'S OUT OF POCKET COST WILL be $312,000($415,000 - $103,000) or final negotiated price. Income limits minimum and maximum income based on household size:1 person 68,900 to 89,450, 2 people 78,750 to 102,250, 3 people 88,600 to 115,000. Must be a primary residence, no rentals, no all cash purchases, no investment buyers.

2 Beds ⋅ 2 Baths ⋅ 219149938 MLS

Welcome to 79335 Rose Dawn in the desirable Watercolors community! Nestled within the gated 55+ neighborhood in La Quinta, this beautiful 2-bedroom, 2-bathroom home features 1,231 square feet of pure comfort. An open-concept floor plan and dramatic high ceilings maximize natural light, creating an airy, peaceful environment. The property includes a private patio for outdoor relaxation and a convenient attached 2-car garage. Enjoy fantastic community amenities including a sparkling heated pool and spa. Plus, the $316 monthly HOA dues offer incredible value, covering both your high-speed internet and cable TV. Located just minutes from premier shopping, dining, world-class golf, scenic hiking trails, and top-tier hospitals. Schedule your private tour today to experience this desert gem in person!This Property Carries a $103,000 Silent Second with the La Quinta Housing Authority. The total price of the purchase is $415,000 ($312,000 + $103,000) However, BUYER'S OUT OF POCKET COST WILL be $312,000($415,000 - $103,000) or final negotiated price. Income limits minimum and maximum income based on household size:1 person 68,900 to 89,450, 2 people 78,750 to 102,250, 3 people 88,600 to 115,000. Must be a primary residence, no rentals, no all cash purchases, no investment buyers.

79335 Rose Dawn, La Quinta

$415,900

This charming home features three bedrooms, two bathrooms, and approximately 1,337 square feet of living space. Situated in an interior location within the community, the property is set back from the street. Enjoy the convenience of an attached two-car garage with cabinets and a side courtyard with a patio and artificial turf. Step inside to discover an airy open floor plan, tall ceilings, and a cozy gas fireplace in the living room. The kitchen offers stainless steel appliances, a breakfast counter, and warm-toned cabinets. You'll also find an indoor laundry room for your washer and dryer (both to convey) and upper cabinets for additional storage. Watercolors offers a community pool, spa, and clubhouse, with low HOA dues that include cable and internet. Conveniently located near dining, shopping, and more, this home offers a comfortable and convenient place to call your own. Seniors 55+, are you looking for affordable housing in La Quinta to call your own? Welcome to Watercolors. This may be the home for you! So, this is how it works: The total purchase price, including the silent second, is $415,900. The buyer's purchase portion is $359,900, and the City of La Quinta provides a $56,000 silent second, for a total purchase price of $415,900. Your loan amount would be based on $359,900 minus your down payment, up to 20% (the down payment is separate from the $56,000 silent second). Watercolors is a moderate-income development that carries a silent second with the City of La Quinta. Potential buyers must meet income qualification criteria through the City of La Quinta and purchase the home as a primary residence. No rentals and no cash purchases. The 2025 combined gross income limits are:1 person: $68,901-$89,450; 2 people: $78,751-$102,250; 3 people: $88,601-$115,000; 4 people: $98,401-$127,800

3 Beds ⋅ 2 Baths ⋅ 219148085 MLS

This charming home features three bedrooms, two bathrooms, and approximately 1,337 square feet of living space. Situated in an interior location within the community, the property is set back from the street. Enjoy the convenience of an attached two-car garage with cabinets and a side courtyard with a patio and artificial turf. Step inside to discover an airy open floor plan, tall ceilings, and a cozy gas fireplace in the living room. The kitchen offers stainless steel appliances, a breakfast counter, and warm-toned cabinets. You'll also find an indoor laundry room for your washer and dryer (both to convey) and upper cabinets for additional storage. Watercolors offers a community pool, spa, and clubhouse, with low HOA dues that include cable and internet. Conveniently located near dining, shopping, and more, this home offers a comfortable and convenient place to call your own. Seniors 55+, are you looking for affordable housing in La Quinta to call your own? Welcome to Watercolors. This may be the home for you! So, this is how it works: The total purchase price, including the silent second, is $415,900. The buyer's purchase portion is $359,900, and the City of La Quinta provides a $56,000 silent second, for a total purchase price of $415,900. Your loan amount would be based on $359,900 minus your down payment, up to 20% (the down payment is separate from the $56,000 silent second). Watercolors is a moderate-income development that carries a silent second with the City of La Quinta. Potential buyers must meet income qualification criteria through the City of La Quinta and purchase the home as a primary residence. No rentals and no cash purchases. The 2025 combined gross income limits are:1 person: $68,901-$89,450; 2 people: $78,751-$102,250; 3 people: $88,601-$115,000; 4 people: $98,401-$127,800

47755 Soft Moonlight, La Quinta

$349,000

Looking for a clean, affordable 55+ home in La Quinta! Look no further than this 2 bedroom, 2 bath home located in Watercolors, a community offering silent second mortgages through the La Quinta Housing Authority. This home is light and bright, with a large front window and high ceilings. The kitchen is open to the dining area as well as the family room and has tile countertops as well as a built in microwave, stove and dishwasher. At the rear of the home on opposite ends are the primary bedroom and secondary bedroom. Both are carpeted, with ceiling fans. Home has a nice sized fenced patio with a wrought-iron fence and slider into the home. As a moderate-income qualified property, this home has a $103,000 silent second to be assumed by the buyer. Must be a primary residence, financed (not a cash purchase). Guidelines for income are attached in the supplements tab.

2 Beds ⋅ 2 Baths ⋅ IG-26107377 MLS

Looking for a clean, affordable 55+ home in La Quinta! Look no further than this 2 bedroom, 2 bath home located in Watercolors, a community offering silent second mortgages through the La Quinta Housing Authority. This home is light and bright, with a large front window and high ceilings. The kitchen is open to the dining area as well as the family room and has tile countertops as well as a built in microwave, stove and dishwasher. At the rear of the home on opposite ends are the primary bedroom and secondary bedroom. Both are carpeted, with ceiling fans. Home has a nice sized fenced patio with a wrought-iron fence and slider into the home. As a moderate-income qualified property, this home has a $103,000 silent second to be assumed by the buyer. Must be a primary residence, financed (not a cash purchase). Guidelines for income are attached in the supplements tab.

47630 Dancing Butterfly, La Quinta

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