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$365,000
2 Beds ⋅ 2 Baths ⋅ 219151218 MLS
Watercolors La Quinta a 55+ community presents an exceptional Corner Lot home. This beautiful two bedroom two bath home is nestled in the highly sought after area of La Quinta and you will notice the great pride of ownership from the moment you step through the door. Tastefully maintained with very little use, this home is ready to move into. The community offers low maintenance living, community pool & spa and a clubhouse. An attractive feature of this property is its qualification as moderate income, offering a unique financing opportunity with a $40,000 second from The City of La Quinta. This property carries a $40,000 silent second with the La Quinta Housing Authority and you must meet the moderate-income requirements. Total purchase price including silent second is $365,000,000($325,000 + $40,000). Rentals and all cash purchases are not allowed. Income limits are as follows 1 person $68,901 to $89,450 2 people $78,751 to $102,250 3 people $88,601 to $115,000 4 people $98,401 to $127,800.

79355 Rose Dawn, La Quinta
$445,000
2 Beds ⋅ 2 Baths ⋅ PF-26050560 MLS
Think you can’t afford to own a home? If you can qualify for a net price of $389,000 then Watercolors, a highly desirable, affordable, vibrant 55+ gated community welcomes you! The City of La Quinta Housing Authority offers a Silent Second mortgage of $56,000 (details below) for this beautifully maintained, move-in ready, detached 2-bedroom home which includes convenient direct access to the attached 2-car garage. A nice sized patio with a sliding door grants access to the large living room. Step inside to this light and bright, open airy floor plan home with a cozy gas fireplace, ceiling fans and soaring 12 ft. ceilings in the great room. Custom plantation shutters throughout shield the sun. The spacious primary suite includes a 7 ft. vanity with dual sinks, walk-in shower, and a large custom Elfa fitted walk- in closet. There is high-end carpeting in both bedrooms for comfort and the polished floors in the living room and hallway grant an elegant sophisticated look. The kitchen and bathrooms are tiled. The second bedroom is also nice sized with a custom closet. The home exemplifies pride of ownership. This home comes with a Ring security system and doorbell, indoor washer and dryer, and all nearly new stainless steel kitchen appliances. Watercolors community amenities include a beautiful clubhouse available for private parties, pool and spa. The low HOA dues include internet and cable services. Qualified buyers must meet age and moderate-income requirements per the city of La Quinta Housing Authority. So, this is how it works: the total purchase price is $445,000, which includes the city giving you $56,000, which is referred to as a silent second. ($389,000 + $56,000 = $445,000). Your loan amount would be based on $389,000 minus your down payment which can be up to 20% of the $389,000. There are no interest or payments due on the silent second. Buyers need to meet income qualification criteria with the city Housing Authority for only the lesser amount of $389,000. This home must be a primary residence; no rentals, no cash purchases, no investors. The 2026 income limits are as follows: 1 person $68,900 to 89,450, 2 people $78,750 to 102,250, 3 people $88,600 to 115,000, 4 people $98,400 to 127,800.) Know a senior who would like down payment assistance when buying a home? Don’t miss this opportunity for a home close to dining, shopping and nearby million-dollar homes. Come and experience the blend of comfort and convenience at Watercolors

47752 Endless Sky, La Quinta